The National Credit Act No 34 of 2005 was passed by Parliament on the 10th of March 2006. It is designed to achieve a number of objectives, most of which are to benefit and protect the consumer.
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The National Credit Act No 34 of 2005 was passed by Parliament on the 10th of March 2006. It is designed to achieve a system of regulation that will apply to all credit activities, thereby ensuring that all credit providers and credit consumers are treated equally.
Broadly, the Act aims to reduce reckless credit behaviour, both by credit providers and consumers and the level of over-indebtedness in South Africa.
Successful candidates qualify for a NCA card, which is a legal requirement for most of the above industry players.
Learning Unit 2
Scope and application of the NCA
Learning Unit 3
Types of credit agreements
Learning Unit 4
Rights of consumers
Learning Unit 5
Credit and affordability assessment
Learning Unit 6
Credit documentation
Learning Unit 7
Rates and fees
Learning Unit 8
Data submissions
Learning Unit 9
Statutory reporting
Learning Unit 10
Miscellaneous matters
Fee:
FEE: R4104 (incl. VAT)
Starting Date:
All year
Method of Training
Online learning
Course Duration
Estimated 12 Hours
Admission Requirements
No requirements
The National Credit Act No 34 of 2005 was passed by Parliament on the 10th of March 2006. It is designed to achieve a number of objectives, most of which are to benefit and protect the consumer.
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The National Credit Act No 34 of 2005 was passed by Parliament on the 10th of March 2006. It is designed to achieve a number of objectives, most of which are to benefit and protect the consumer. The aim is to introduce a single, functional system of regulation that will apply to all credit activities, thereby ensuring that all credit providers and credit consumers are treated equally.
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